*Please Note: Interest Rates change frequently and are subject to change without notice.
Please contact us to confirm our current interest rates,terms and conditions, product information and any special offers.
Various terms and conditions apply to these interest rates.
Please contact us for full details .
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Why use Winsec Savings & Loans?
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To access the range of products and services you want at competitive rates.
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To be provided with the friendly service, flexibility and attention to detail you probably won’t find in a large financial institution.
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To find out more about the product or service that interests you, feel free to contact us. At Winsec Savings & Loans we’re right on the money!
Investments
It’s our aim at Winsec Savings & Loans to provide our clients with investments at a competitive rate of return. Our investment accounts are straightforward, no fuss and designed to suit your investment needs.
Important Notice: Win Securities Ltd offers investments in debentures and is not a bank. Win Securities Ltd Debentures (Winsec Notes) do not have a credit rating and therefore no external assessment has been made about the risk to investors losing any of their principal investment. The risk of investment in Win Securities Ltd is set out in our current prospectus lodged with ASIC and dated 15th February 2008 and should be read and understood before investing. Investments in Winsec Notes may only be made by completing the application form that accompanies the prospectus. Copies of our Prospectus are available at our office situated at 39 Reid Street Wangaratta or by calling 1300 137 456 or please click here.
'ASIC' has also released, as part of its continuing investor education, an independent guide for 'Investing in Debentures'. This guide is available for public viewing at: www.fido.gov.au/debentures
At Call Winsec Notes
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Interest paid monthly
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No account keeping fees
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Funds available at call
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Minimum balance only $100
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Fixed Rate Winsec Notes
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Interest paid at maturity on terms of 6 months or less
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Interest paid quarterly, half-yearly or annually in arrears on terms longer than 6 months
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Terms available up to 24 months
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Minimum balance only $500
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Current Prospectus & Application Form
How do I invest?
To make an initial investment in Winsec Notes with us, simply read the current Prospectus and complete Application Form and either mail it to us or call into our office with your funds. Subsequent investments can be made via other methods.
For our Current rates please click here
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Loans
The staff at Winsec Savings & Loans will work to identify the best loan available for your personal, investment or business needs. We also have the ability to lend funds to those clients who may not fit within the parameters of traditional lending. Feel free to discuss your specific borrowing needs with our experienced lending consultants.
And remember, our loans have no ongoing account keeping fees. We offer the following products:
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Home loans
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Residential investment loans
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Lo-doc facilities for self-employed and other eligible borrower
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Commercial and industrial loans
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Rural finance
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Development loans
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Refinancing of existing loans
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To download a Loan Application Form (pdf), please click here
For our Current rates please click here
Leasing
Winsec Savings & Loans provides customers with a diverse range of leasing and hire purchase products. Discuss your specific needs with our experienced lender who will design a solution to suit you or your business.
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Motor vehicles
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Chattel mortgages
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Plant & equipment
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